Window Cleaners Insurance
If you still use ladders while you're cleaning windows, instead of a pure water system
system, will your window cleaners insurance policy pay you out in the event of an accident?
Read the following example and then either...
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Double Check Your Insurance Policy
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Switch to a ladder free system (Water Fed Pole)
Injured Window Cleaner's Insurance Shock
A window cleaner who was paralysed after plunging 9m (30ft) at work has been told he was
not insured to climb ladders.
Despite shelling out £310 a year on his insurance, Ricky Perrin is devastated he was not
covered for his injury, which left him wheelchair bound for life.
Doctors told the 28-year-old father of two he will never walk again after breaking his
back when he fell from a window ledge at a nursing home in November.
Mr Perrin, who set up the business last year in his home town Hove, in East Sussex, said:
'I took out the policy precisely because I wanted to protect my family if I ever had an accident at work.'
An invoice from Icon Insurance in September states that he could receive up to £10million
if he had an accident.
But, when Mr Perrin contacted the company to discuss his claim, he was told he was not
insured to be on the ladder. 'They told me I had taken out a policy that covered employees and I wasn't covered
as it was my own business,' he added.
Mr Perrin is now living in a hotel room with his partner Sharon Banks, 33, and their sons,
aged nine and seven months, while they wait for their council to find suitable accommodation for them.
Icon Insurance refused to discuss 'individual cases'.
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